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Technology, process, and a specialized team for institutions expanding lending capacity while retaining credit authority and asset ownership
Partner with the same technology, workflows, and specialized team that have facilitated more than $12 billion in funding for over 125,000 businesses.
Your institution sets the credit parameters, grants final approval, and funds the loan. NEWITY manages everything else.
From agreement to launch
Borrower prequalification
Businesses apply independently
Products available immediately
Set the credit parameters, make the final credit decision, fund each approved loan, and retain the earning asset.
Increase lending capacity without building internal teams for intake, underwriting support, closing, servicing, and reporting.
Launch in under six months without separately procuring technology, integrating data sources, or staffing each function.
Pursue net interest income, gain-on-sale proceeds on eligible SBA loans, and approved fee income.
Build Internally | Software-Only | NEWITY | |
|---|---|---|---|
Time To Launch | Extended hiring, build, and SBA onboarding | Implementation plus staffing | Under six months |
Application and Screening | Staffed internally | Automated, staffed internally | Managed by NEWITY |
Underwriting and Packaging | Staffed internally | Supported by software, staffed internally | Managed by NEWITY, within your credit parameters |
Credit Decision & Funding | Retained by your institution | Retained by your institution | Retained by your institution |
Closing and Servicing | Staffed internally | Typically a separate vendor or internal team | Managed by NEWITY through payoff |
Examination Support | Prepared internally | Included | Prepared internally |
NEWITY provides the technology, process, and team required to move loans from application through payoff.
Digital application, screening, data enrichment, and document collection.
File preparation, underwriting support, and packaging for qualified applications.
Final credit approval and loan funding as lender of record.
Closing coordination, account verification, servicing, and reporting through payoff.
Technology, established workflows, and a specialized team across the lending lifecycle.
NEWITY manages the borrower journey and lending workflow. Your institution retains the decisions that guide credit, capital, and portfolio growth.
Set the credit parameters and make the final decision.
Determine your balance-sheet strategy and return objectives.
Guide portfolio growth and offerings based on performance.
Set target segments and priorities for borrower growth.
A single application evaluates borrowers across available products, helping your institution serve more customers.
Government-backed working capital for established small businesses
75% – 85% Government Guarantee
Government-backed financing for growing lower-middle-market businesses.
75% Government Guarantee
Specialty SBA financing to help U.S. manufacturers grow and reshore
90% Government Guarantee
Specialty SBA financing for businesses across the food supply chain
90% Government Guarantee
Working capital for strong businesses outside current SBA eligibility
Insurance-Backed
Long-term, fixed-rate financing for owner-occupied and investor property
Insurance-Backed
Give your borrowers a digital application journey with dedicated guidance throughout the process
Discuss the Enterprise Lending Suite with our team.
Connect with our team by email, phone, or live chat.
Mon – Fri: 8am – 5pm CT
Sat & Sun: Closed
Your loan amount will determined by the business’ average annual revenue, FICO score, and years in business